Frequently Asked Questions
Who is Trentium Capital?
Trentium Capital is a private lender that provides fast and flexible financing to real estate investors and developers. We offer loan solutions for fix-and-flip projects, bridge financing, and new construction designed to help you access the capital you need quickly and efficiently. Our streamlined approach and deep market expertise make us a trusted partner for investors looking to grow their portfolios.
What is hard money, and how does it help real estate investors?
Hard money loans are based on the property’s value and the borrower’s creditworthiness. Trentium Capital finances up to 70% of the property’s value and renovation budget, allowing investors to secure capital quickly for property purchases or renovations. With flexible terms, fast turnaround times, and long-term benefits like reduced fees and quicker approvals, hard money loans are ideal for scaling your investments.
What types of loans does Trentium Capital offer?
We offer:
- Fix and Flip Loans: Short-term loans for purchasing, renovating, and quickly reselling properties.
- Bridge Loans: Short-term financing for acquiring properties while securing permanent funding or completing renovations.
- New Construction Loans: Financing for building new residential properties from the ground up, offering flexibility throughout the project.
What types of properties do you lend on?
We finance residential properties, including single-family homes, duplexes, triplexes, fourplexes, and new construction. We do not lend on commercial, agricultural, or rural properties with more than 4 acres of land.
What states do you lend in?
We lend in over 10 states and are actively expanding. To find out if we lend in your area, please contact us for the latest information.
Do I need a business entity to apply for a loan?
Yes, loans must be applied for under a business entity, such as an LLC or corporation. We do not offer personal loans for real estate projects. Having a business entity not only protects your personal assets but also streamlines the loan processing for faster approvals and funding.
How fast can I get funding?
At Trentium Capital, we understand the need for speed in real estate investing. We aim to close deals within 7-10 days, depending on the complexity of your project. In certain cases, we can fund even faster. Our streamlined application and underwriting process is designed to minimize delays, ensuring you have access to capital when you need it.
Will I qualify for a Trentium Capital loan?
Qualification is based on the property’s value, your creditworthiness, and the specifics of the project. Our straightforward application provides quick feedback, helping you move forward with confidence. We tailor solutions for both new and experienced investors.
Why should I choose Trentium Capital?
Trentium Capital offers competitive rates, fast and flexible financing, and a transparent process tailored to real estate investors. We understand the urgency of real estate projects and provide solutions aligned with your timelines. With our market expertise, you get both funding and strategic support. Long-term relationships with us unlock benefits like reduced origination fees, quicker approvals, and more favorable terms.
Do you require appraisals?
Appraisals are often required to verify the property’s value. Our team works closely with appraisers to ensure this step is completed efficiently, minimizing any delays in the process.
Are there any fees?
Yes, there are fees associated with our loans, including origination fees. However, all fees are fully disclosed upfront, so there are no hidden costs. Fees are typically collected at closing.
What loan amounts do you offer?
We offer loan amounts ranging from $200,000 to $3 million. This flexibility allows us to support a variety of projects, from smaller fix-and-flip deals to larger-scale new construction developments.
Can I get financing for new construction projects?
Yes, we provide financing specifically for new construction projects. Our new construction loans are designed to offer flexibility throughout the build, helping you manage cash flow and keep your project on track. Whether you’re building single-family homes or multi-unit developments, our financing solutions support your goals and ensure you have the capital needed to complete the project efficiently.
Still have questions?
Contact us for more information
Kickstart Your Next Project Today
Whether you’re ready to move forward or just exploring your options, Trentium Capital is here to help. Start your application today and keep your project moving smoothly.
