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Bridge Limited

Program Overview Title Image

Bridge Limited (Long-Term)

Bridge Limited is a fast, flexible long-term rental loan for real estate investors, offering 80% LTV, DSCR down to 0.80, and 30- or 40-year fixed terms. With loan amounts up to $2M, FICO 660+, and eligibility for SFRs, 2–4 units, condos, and condotels, it’s ideal for purchase or cash-out deals. No experience required—quick approvals and smooth closings built for investors.

Feature

Bridge Limited

Loan Purpose

Purchase, Limited Cash-Out, or Cash-Out

Borrower Type

Entity or Individual

Eligible Properties

Single-family, 2–4 units, warrantable/non-warrantable condos & condotels (65–70% LTV)

Ineligible Properties

Rural, Multifamily, Mixed-Use, Land, Commercial

Experience

None required (with zero-experience limits)

Loan Range

$100K – $2M

Min DSCR

0.80

Min FICO

660

Term Options

30-Year / 40-Year Fixed

Amortization

Full or 10-Year Interest Only

Prepayment Penalty

None

Max Cash-Out

$500K

Credit Tradeline

None required

Property Condition

C4

States Available

All except ND, SD, VT (AK, HI by exception)

City / MSA Rules

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Bridge Choice (Long-Term)

Feature

Bridge Choice

Term Options

30-Year / 40-Year Fixed

Amortization

Full or 10-Year Interest Only

Prepayment Penalty

None

Max Cash-Out

$500K

Credit Tradeline

None required

Property Condition

C4

States Available

All except ND, SD, VT (AK, HI by exception)

City / MSA Rules

trentium premium loans

Bridge Limited

New Construction

Rehab

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Required Documents

Upfront

Borrower & Guarantor Application (valid 12 months)

Property Application (1 per property)

Purchase Contract / HUD Statement

ID Copy

Broker Authorization (if applicable)

During Processing

Borrower & Guarantor Application (valid 12 months)

Condo Questionnaire (FNMA 1076)

Insurance Declarations / Acord Form

Entity Documents (LLC, LP, Corp)

Lease Agreements (Bridge Limited)

trentium premium loans

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Premium Bridge

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Bridge – Choice

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Bridge – Limited

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Premium Rehab

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Rehab – Cosmetic

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Rehab – Structural

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Premium Build

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Premium DSCR

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DSCR – Core

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DSCR – Expanded

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DSCR – Portfolio

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DSCR – Foreign National

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DSCR – Multifamily

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Required Documents

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Where We Lend

Trentium lends across a growing footprint of states nationwide, with select licensing and prepayment restrictions.

Use the interactive map on this page to see where Premium DSCR is currently available and any state- or program-specific limitations. If your state isn’t highlighted yet, reach out — we may still be able to review your scenario.

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Geographic Eligibility

Ready to apply

Connect with our lending specialists for personalized financing options.

Frequently Asked Questions

What types of projects does Trentium Capital finance?

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.