Think Outside the Bank
Fueling your success with innovative funding
Competitive Rates
Robust capital and flexible hard money lenders for real estate loan options give you the power to make confident offers and maximize profitability on every project.
Fast Lending Process
A streamlined, tech-driven process that delivers fast approvals and reduces paperwork, ensuring you get the capital you need—quickly.
Trusted Support
Expert guidance and personalized solutions, supporting your business growth and success every step of the way.
20+ Years of Expertise
A family legacy with decades of experience in real estate lending, helping homebuilders and developers succeed.
$500K to $3MM Loans
Flexible funding solutions designed to meet the needs of your project, no matter the size.
Close in as Fast as 7 Days
Our streamlined process allows us to close deals in 7-10 days—or even faster when needed.
10+ States
We provide lending solutions across 10+ states, helping builders access capital wherever needed.
Fueling Your Growth with Fast, Reliable Capital Solutions
At Trentium Capital, we make securing the financing you need simple. Our streamlined process helps you access capital quickly so you can focus on growing your business and keeping your projects on track.
1. Submit Your Application Online
Our easy-to-use online application allows you to provide your project details effortlessly. With just a few clicks, you’ll be on your way to securing the funding needed to move forward.
2. Fast Approval Decision
Our team will quickly review your application and provide a prompt decision on approval so that you can move forward confidently.
3. Quickly to the Closing Table
We know that time is critical. That’s why we ensure fast closings, getting you to the table quickly so you break ground on your next project faster and ahead of the competition.
Why Trentium? 
Gain the Edge in a Changing Market.
We’re more than just a lender—we’re real estate experts dedicated to giving you the advantage. Our tech-driven process means fast approvals and flexible financing, designed to keep your projects moving. With our industry knowledge and commitment to your success, we provide the reliable capital and hard money lenders for real estate you need to grow your business and stay ahead of the competition.
Mission
“As a family-owned business, Trentium Capital is built on trust, expertise, and a commitment to empowering homebuilders and developers. We aim to be essential to our customers by offering innovative financing solutions tailored to your unique needs. Our fast, flexible, and tech-driven process ensures you have the support and capital to bring your projects to life and grow your business. More than just a lender, we’re a partner invested in your long-term success.”
–Caleb Trent
Frequently Asked Questions
How to apply?
To apply for a hard money lenders for real estate loan, simply fill out our online application form and provide the necessary documentation. Our team will review your application and get back to you with a decision as quickly as possible.
What are the requirements?
The requirements depend on the specific loan program. Generally, we will need proof of income, your credit history, and details about the property you intend to finance. Our team will provide guidance based on your situation.
How long does it take?
The time it takes to process your loan application can vary depending on factors like the complexity of your project and the completeness of your documentation. However, we strive to make the process as quick and efficient as possible.
What are the interest rates?
Our interest rates vary depending on the loan amount, term, and borrower’s creditworthiness. Please contact our team for more information on current interest rates.
What are your loan terms?
The loan term can range from 3 to 24 months, depending on the specific loan program and borrower’s needs. Our team will work with you to determine the most suitable term for your project.
What loan amounts will you lend?
We offer loan amounts ranging from $150,000 to $3 million, depending on the borrower’s qualifications and the project’s scope. Contact our team to discuss your funding needs.
What are the eligibility requirements?
To be eligible for a loan, borrowers must have a minimum credit score of 600, provide proof of income and assets, and have a solid track record in real estate or construction. Our team can provide more details on the specific requirements.
What are the benefits?
By choosing Trentium Capital for your construction financing needs, you benefit from fast, flexible funding, competitive rates, and our commitment to supporting you throughout the loan process. We help you stay focused on growing your business and completing your projects successfully.
Can I get pre-approved?
Yes, we offer pre-approval for qualified borrowers. Pre-approval can give you a better understanding of your budget and increase your chances of securing financing for your project.
