become a trentium capital broker partner
Learn More
Learn More

DSCR Core

contact now

submitTitle Image

DSCR Expanded

  • Loan Purpose: Purchase, Limited Cash-Out, or Cash-Out
  • Borrower Type: Entity or Individual
  • Eligible Properties:
    Single Family Residences (Condo/PUD)

    2–4 Units
    Warrantable & Non-Warrantable Condos

    Condotels (Max 70–65% LTV)
  • Ineligible Properties: Rural, Multifamily, Mixed-Use, Land, Commercial
  • 
Experience: None required (restrictions for zero-experience borrowers)
  • Loan Range: $100K – $2M
  • Min DSCR: 0.80

  • Min FICO: 660

DSCR Portfolio

Bridge Limited

New Construction

Rehab

Feature

Bridge Choice

Term Options

30-Year / 40-Year Fixed

Amortization

Full or 10-Year Interest Only

Prepayment Penalty

None

Max Cash-Out

$500K

Credit Tradeline

None required

Property Condition

C4

States Available

All except ND, SD, VT (AK, HI by exception)

City / MSA Rules

—

Apply Now

dOC Title Image

DSCR Foreign National

  • Upfront
  • Borrower & Guarantor Application (valid 12 months)
  • Property Application (1 per property)
  • Purchase Contract / HUD Statement
  • ID Copy
  • Broker Authorization (if applicable)
  • During Processing
  • Liquidity Verification (bank statements, 401k, etc.)
  • Condo Questionnaire (FNMA 1076)
  • Insurance Declarations / Acord Form
  • Entity Documents (LLC, LP, Corp)
  • Lease Agreements (Bridge Choice)

we are here Title Image

DSCR Multifamily

  • Available nationwide

  • Not available in ND, SD, VT

  • Exception Basis: AK & HI

  • Bridge Limited requires property in Top 100 MSA

Ready to apply

Connect with our lending specialists for personalized financing options.
Apply Now
Download Matrix PDF
Talk to a Specialist

Frequently Asked Questions

What types of projects does Trentium Capital finance?

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.

Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.