Bridge Limited is a fast, flexible long-term rental loan for real estate investors, offering 80% LTV, DSCR down to 0.80x, and 30-40 year fixed terms. With loan amounts up to $2M, FICO 660+, and eligibility for SFRs, 2–4 units, condos, and condotels, it’s ideal for purchase or cash-out deals. No experience required—quick approvals and smooth closings built for investors.
Bridge Limited
Borrower & Guarantor Application (valid 12 months)
Property Application (1 per property)
Purchase Contract / HUD Statement
ID Copy
Broker Authorization (if applicable)
Borrower & Guarantor Application (valid 12 months)
Condo Questionnaire (FNMA 1076)
Insurance Declarations / Acord Form
Entity Documents (LLC, LP, Corp)
Lease Agreements (Bridge Limited)
Trentium lends across a growing footprint of states nationwide, with select licensing and prepayment restrictions.
Use the interactive map on this page to see where Bridge Limited is currently available and any state- or program-specific limitations. If your state isn’t highlighted yet, reach out — we may still be able to review your scenario.
Tell us about your deal and we’ll estimate your terms for you.
Bridge Limited is true short-term bridge financing designed for experienced investors and builders who need fast, interest-only capital for acquisitions, refinances, or short-term project transitions.
It’s built for speed and flexibility, not long-term hold strategies.
Bridge Limited focuses on:
It’s ideal when timing matters more than long-term amortization.
Bridge Limited is best for:
This program is not intended for first-time investors.
Borrowers must demonstrate:
This requirement ensures borrowers can execute quickly and manage short-term risk.
Bridge Limited offers:
This structure minimizes monthly payments and preserves capital during execution.
Bridge Limited supports loan sizes from:
Larger or complex deals may be reviewed on a case-by-case basis.
Bridge Limited allows strong leverage for short-term capital:
Final leverage depends on asset quality, location, and borrower experience.
Bridge Limited typically requires:
Stronger credit profiles help accelerate approvals and improve terms.
Bridge Limited is:
Individual borrowers are not eligible for Bridge Limited.
Eligible properties include:
Ineligible properties include owner-occupied homes, rural properties, mixed-use, commercial, or land-only deals.
Bridge Limited is built for speed.
Most loans close in 7–10 business days, depending on valuation and documentation readiness.
Hybrid or alternative valuation options may be used to accelerate timelines.
No.
Bridge Limited has zero prepayment penalty, allowing you to sell or refinance at any time without added cost.
Bridge Limited uses a streamlined documentation process, typically requiring:
No tax returns or income verification required.
All Bridge Limited loans require:
Flood insurance if the property is in a flood zone
Bridge Limited is available in Top 100 MSAs across approved states.
Some states require licensing or are restricted. Availability should be confirmed during underwriting.
Bridge Limited is commonly used for:
Short holding periods before resale or refinance
Yes.
Many borrowers use Bridge Limited as a short-term execution tool, then refinance into Premium DSCR once the property stabilizes or rents are in place.
To receive a quote, be ready with:
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Loans from
$500K-$3MM
Loan to value
up to 65%
Loan to cost
up to 85%
Up to 24-month term
with extension options
