From short-term bridge loans to long-term hybrid structures, Premium Bridge gives investors and builders the flexibility to move seamlessly between acquisition, stabilization, and permanent takeout. Whether you’re acquiring, refinancing, or preparing for your next build — Trentium’s bridge programs are built for speed, reliability, and premium execution.
Trentium calculates financing terms based on the property—not just the borrower—so you can move forward with confidence.
Premium Bridge
We’ve tailored our financing to match the complexity of your project. Select the program that fits your scope.
Perfect for investors seeking permanent-style financing with bridge-level flexibility. Designed for transitional or stabilized properties where you want to lock in long-term terms while maintaining short-term optionality.
Built for experienced investors and builders who need fast, flexible capital for acquisitions, refinances, or short-term project transitions.
Our process is designed to get you funded faster — with clarity and no surprises.
Application (Borrower & Guarantor)
Purchase Contract or HUD Statement
Valid Government ID
Bank Statements for Liquidity
Entity Formation Documents (LLC, LP, or Corp)
Insurance Declarations
Appraisal or Hybrid Valuation
Insurance declarations
Trentium lends in the majority of U.S. states, with select licensing restrictions. We are currently active in the following markets:
(Bridge Limited available only in Top 100 MSAs.)
Tell us about your deal and we’ll estimate your terms for you.
A bridge loan is short-term or hybrid financing used to acquire, refinance, or transition a property until long-term financing is in place.
Premium Bridge provides two options:
Both programs help investors move quickly between acquisition, stabilization, and permanent takeout.
Bridge Choice (Hybrid Bridge / DSCR-Based)
Bridge Limited (Short-Term Bridge)
Choose Bridge Choice if you want long-term stability with bridge flexibility.
Choose Bridge Limited if you need fast short-term capital for an acquisition or transition.
Requirements vary by program:
Bridge Choice
Bridge Limited
Borrower type: Entity only
Premium Bridge is designed for speed:
Trentium uses streamlined underwriting and hybrid valuation options to accelerate approvals.
Maximum leverage depends on program:
Bridge Choice
Bridge Limited
These ranges allow investors to reduce cash-to-close and move quickly on new opportunities.
Premium Bridge supports:
Ineligible: Rural properties, land, mixed-use, commercial buildings, manufactured homes, or owner-occupied residences.
No.
Both Bridge Choice and Bridge Limited feature no prepayment penalty, giving investors the ability to exit, refi, or sell at any time without additional cost.
Trentium keeps the documentation simple:
This streamlined checklist helps accelerate funding timelines.
Yes.
Premium Bridge is ideal for BRRRR investors who need to:
Refi into DSCR or long-term debt
Bridge Choice also allows a smooth bridge → DSCR transition without changing lenders.
All Premium Bridge loans require:
Flood insurance if in applicable zones
Yes — Bridge Choice supports short-term rentals with DSCR-based underwriting.
Bridge Limited does not explicitly target STR underwriting but can be used if property “as-is” aligns with guidelines.
Premium Bridge is available in most U.S. states.
Active Lending States:
AL, CO, CT, DE, FL, GA, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NH, NJ, NM, NC, OH, OK, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY
Restricted / Licensing States:
AZ, CA, ID, MN, NV, OR, UT
Not Available:
ND, SD, VT
Bridge Limited is limited to Top 100 MSAs.
Premium Bridge is perfect when you need fast, flexible capital for:
Cash-out for a new investment or project start
You can receive a customized term sheet by providing:
Click Get My Rate or Talk to a Specialist to begin.
Simple Documentation
Our process is designed to get you funded faster — with clarity and no surprises.
Pre-qualify in minutes. Builder-first leverage, clean terms, and a clear path to closing.
Get Pre-Qualified in minutes with:
Ready to take the next step? Fill out the form below to get pre-qualified and kickstart your project with confidence.
Loans from
$500K-$3MM
Loan to value
up to 65%
Loan to cost
up to 85%
Up to 24-month term
with extension options
