become a trentium capital broker partner

North Carolina

Get approved in less than 5 minutes with instant term sheet + proof of funds

Loan Terms & Requirements in North Carolina

Loan Amounts:
$500,000 – $10,000,000

Credit Score Requirement:
Minimum FICO: 660–680

Leverage Options:

  • Loan-to-Cost (LTC): Up to 85%
  • Loan-to-Value (LTV): Up to 70%

Liquidity Requirement:
5%–10% of total project cost in verifiable reserves

Interest Rates:

  • Fix and Flip / New Construction: 9.50% – 10.99%
  • Bridge Loans: 9.99% – 11.99%

Origination Fees:

  • Fix and Flip / New Construction: 1.25% – 2.25%
  • Bridge Loans: 1.25% – 3.00%

Interest Payment Options:

  • Interest reserve
  • Standard monthly interest-only schedule

Eligible Property Types:

  • Single Family Residences
  • Townhomes
  • Condominiums
  • Apartments
  • Multifamily (up to 4 units)

Why North Carolina Investors Trust Trentium Capital

Fast Turnaround:
Receive preliminary terms within 24 hours or less

Streamlined Process:
Through our borrower portal, you can submit your deal, track your loan, and manage draws all in one place.

Draw Management:
Access capital quickly with our 24/7 integrated draw request system — no delays, no guesswork

Hands-On Support:
Work directly with experienced decision-makers who understand your project and move at your pace. 

North Carolina Real Estate Investment Loans – Fast, Flexible Private Lending

Need quick, reliable capital for your next real estate investment in North Carolina? Whether you’re flipping homes in Charlotte, building new construction in Raleigh, or securing a bridge loan in Greensboro, Trentium Capital offers fast, asset-based lending solutions that help North Carolina investors move with speed and confidence.

We simplify the lending process with no income documentation, fast approvals, and high-leverage options so you can focus on scaling your investments. 

Loan products that qualify for discount

New Construction Loans

Fix & Flip Loans

Bridge Loans

Advantage Program Tiers

Our Advantage Program is divided into three tiers based on engagement and loan volume with Trentium Capital. Each tier offers progressively greater benefits to help you scale your investments efficiently.

standard

Vip tier

Elite tier

Our Laon

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STANDER TIER

  • Interest rate DiscountNo
  • Original free DiscountNo
  • Appraisal post closingNo
  • Free AppraisalNo
  • Appraisal post closingNo
  • Underwriting PriorityNo
  • Guaranteed extension ApprovalStandard
  • Closing cost creditsNo

VIP TIER

  • Interest rate DiscountNo
  • Original free DiscountNo
  • Appraisal post closingNo
  • Free AppraisalNo
  • Appraisal post closingNo
  • Underwriting PriorityNo
  • Guaranteed extension ApprovalStandard
  • Closing cost creditsNo

ELITE TIER

  • Interest rate DiscountNo
  • Original free DiscountNo
  • Appraisal post closingNo
  • Free AppraisalNo
  • Appraisal post closingNo
  • Underwriting PriorityNo
  • Guaranteed extension ApprovalStandard
  • Closing cost creditsNo

Key Benefits of Advantage Program?

Joining the Trentium Capital Advantage Program gives you a competitive edge in the real estate market by offering:

Preferred Interest Rates

Lower rates exclusively for program members, helping you save on financing costs.

Expedited Loan Processing

Priority processing ensures quicker approvals so you can close deals faster.

Higher Loan-to-Value (LTV) Ratios

Access more capital with higher leverage options for your investments.

Exclusive Access to Off-Market Deals

Get first dibs on prime real estate opportunities before they hit the market.

Dedicated Relationship Manager

Personalized support from an expert who understands your investment strategy.

Flexible Loan Terms

Customizable options that align with your long-term investment objectives.

Get In Touch

Ready to take the next step? Whether you have questions about our services or are ready to apply for financing, we’re here to help.

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